Using a DAO instead of a traditional insurance company, smart contracts instead of insurance policies and oracles instead of claims professionals, LCCC harnesses the communal and decentralized aspects of Web 3 and real-time weather data to deliver affordable and instantaneous climate insurance to the people who need it most. Each insurance contract has a specific condition and is monitored separately by https://www.infoq.com/articles/blockchain-as-a-service-get-block/ operators for the occurrence of conditions.